Chapters 7 & 13 Bankruptcy
If you are considering filing for bankruptcy, but are unsure of which chapter to consider filing under, or if you are unsure if filing for bankruptcy is possible, discuss your legal and financial situation with bankruptcy lawyer Richard Isacoff.
Richard I. Isacoff works for families, first and foremost. He has 30 years of experience advising clients on Chapters 7 and Chapter 13 bankruptcy.
Chapter 13 bankruptcy - you have enough income each month, after paying regular necessary monthly expenses, to pay creditors at least part of what you owe. Generally, the minimum amount is a total of 10 percent over a three-year period (although this can be lower in extreme circumstances).
Chapter 7 bankruptcy - you have little or no excess income at the end of the month with which to pay creditors. You "liquidate" your nonexempt assets, those "things" not protected under federal or state law, and pay the proceeds to your creditors.
Attorney Isacoff believes in providing customized, personal service for all of his clients' legal needs, from bankruptcy to real estate and estate settlement. If you are considering bankruptcy, your home is threatened by foreclosure, or if you've been victimized by predatory lending, contact Richard I. Isacoff, P.C. today.
You can schedule your free initial consultation with Richard I. Isacoff by contacting him by e-mail or by calling 413-443-8164. He returns after-hours messages promptly and keeps meeting schedules flexible, for your convenience.
Personal Services Bankruptcy Needs
Bankruptcy laws have changed dramatically in recent years. Attorney Isacoff stays current on the law in order to provide knowledgeable counsel on topics like payment plans, liquidation and debt relief.
There is counsel, and then there is counseling: the kind of reassurance that Mr. Isacoff can give you and your family, instilling both realism and optimism into your mindset. He wants you to know that there is always hope.
Richard I. Isacoff, P.C. - Helping Families ... Like Yours
Richard I. Isacoff believes in Massachusetts families. Above all, he believes in your ability to rebound from the hard economic times confronting you. Take advantage of his experienced legal and financial advice today by contacting either of his conveniently located law offices.
To schedule your free consultation call 413-443-8164.
VIEW A CLIP FROM "MAXED OUT". A DOCUMENTARY ABOUT DEBT.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
