Understanding the Steps in the Bankruptcy Process
From start to finish, the bankruptcy process varies. While it typically takes 4 to 6 months (including the length of your proceedings), the period depends on your specific case. To start the process, you first schedule a free initial consultation to discuss your unique needs with Attorney Isacoff. He will view your situation and any applicable financial documents to determine if Chapter 7, Chapter 13, or other debt relief options are the right strategy for you.
Should you qualify for and choose to file a Chapter 7 petition, he will assist in gathering all necessary documentation and completing the required paperwork. Because you are granted immediate benefits upon your filing, he works to complete this step as quickly and effectively as possible. If Chapter 13 is the right path for you, he will help you structure a repayment plan that the court and creditors will accept, while also helping you retain your assets.
Once your petition is filed, the bankruptcy court will process it, schedule a meeting with your creditors and appoint a trustee to oversee your proceedings. Attorney Isacoff will be right by your side throughout every step of the process, even appearing at your meeting with creditors. He will also advocate on your behalf during any required court hearings or meetings.