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Richard I Isacoff J.D. Attorney at Law

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Attentive Legal Services

Get the assistance you need with your case from Richard I Isacoff J.D. Attorney at Law. When you turn to our law firm, we will provide you with quality legal services. Attorney Isacoff practices in the following areas of the law:

Bankruptcy Law

If you are faced with overwhelming debt and need assistance with filing for bankruptcy, let our firm help you. Attorney Isacoff takes the stress out of completing the process. As a qualified debt relief lawyer, he will help you navigate this legal option properly. That way, you may be able to avoid wage garnishment, losing assets, and paying additional costs. He also provides comprehensive credit counseling and budget planning to help people stay on track and thrive.

The reason the bankruptcy process has been put in place by the federal government is to protect debtors from creditors. These protections give debtors options on how to manage their debt and repay creditors while still being able to retain certain assets and get their financial foundation back on solid ground. It is a legal remedy used by people from all walks of life. The primary reasons for filing for protection from creditors include:

  • Medical Bills and Illnesses
  • Loss of a Job or Substantial Reduction in Hours
  • A Birth or Death in the Family
  • A Two-Income Household Becoming a One-Income Family
  • Divorce
  • A Child with Special Needs That Drains Resources
  • Overwhelming Credit Card Debt and Other Obligations

Understanding the Steps in the Bankruptcy Process

From start to finish, the bankruptcy process varies. While it typically takes 4 to 6 months (including the length of your proceedings), the period depends on your specific case. To start the process, you first schedule a free initial consultation to discuss your unique needs with Attorney Isacoff. He will view your situation and any applicable financial documents to determine if Chapter 7, Chapter 13, or other debt relief options are the right strategy for you.

Should you qualify for and choose to file a Chapter 7 petition, he will assist in gathering all necessary documentation and completing the required paperwork. Because you are granted immediate benefits upon your filing, he works to complete this step as quickly and effectively as possible. If Chapter 13 is the right path for you, he will help you structure a repayment plan that the court and creditors will accept, while also helping you retain your assets.

Once your petition is filed, the bankruptcy court will process it, schedule a meeting with your creditors and appoint a trustee to oversee your proceedings. Attorney Isacoff will be right by your side throughout every step of the process, even appearing at your meeting with creditors. He will also advocate on your behalf during any required court hearings or meetings.


Estate Planning

Let Attorney Isacoff assist you with your estate planning. Whether you are looking to make arrangements if there is a death in the family, will a power of attorney, or authorize a health care proxy (advanced medical directive), our lawyer does them all.

Business Law

In addition to helping individuals, we work with businesses that have financial problems. Attorney Isacoff is happy to assist your company in finding a solution to improve your money issues. Our legal team can also help your organization thrive and steer it away from bankruptcy.